woman banking

Automatic Payment Transfers


Direct Deposit

With Automatic Payment Transfers, you'll never have to worry about payments being lost in the mail.


Our direct deposit service gives you the convenience of an automatic payment being delivered to one of your accounts. You won't have to visit a branch, stand in teller lines, or worry about if your check will arrive on time.

What are the details?

  • For your convenience, we can set up payment transfers on any day of the month, from either your Regular Savings Account or Checking Account to any other account (loan or share) that you have

  • We also offer automatic payment options for your Visa Platinum Credit Card. Choose from a variety of plans to pay your monthly bill. Funds are debited from your share checking account on the due date and credited to your credit card bill.

For more information about how to set up this convenient service, give us a call at 703.706.5000, 800.296.8882. If you prefer to set up transfers on your own, you can set up regular transfers on a schedule to meet your needs via Online Banking.


To set up direct deposit:

  1. Please visit your payroll office and provide them with our ABA routing number 2560-7534-2 and your account number

  2. A check can be a helpful tool in setting up your automatic payments into the correct account. Use the Magnetic Ink Character Recognition (MICR) number located at the bottom of your check after the routing number

  3. Don’t have a check or remember your account number? No problem, call us at 703.706.5000 or 800.296.8882 and we will be happy to provide you with your account number

Wire Transfers


Notary Public

Incoming Wire Transfers

All incoming wires to your SDFCU accounts must be sent with the following information:

  • State Department Federal Credit Union
    1630 King Street; Alexandria, VA 22314
  • SDFCU Routing Number: 2560-7534-2
  • International Incoming Wires - Use SWIFT Code SDFCUS33
  • Member Name
  • Member Account Number
  • Complete Mailing Address
  • Originator's Name

    All incoming wires received by 3:00PM ET will be credited the same day. Wires received after that time will be processed on the next business day. For more information, email sdfcu@sdfcu.org or call 703.706.5000 or 800.296.8882.

A Notary Public is a state official authorized to witness the signing of important documents such as acknowledgements, administer oaths and affirmations, certify affidavits or depositions, and certain other powers as provided for by law.

What are the details?

We have Notaries at all six of our branches. Members must call 703.706.5000 to verify that the Notary Public is available on the day you would like to visit.


CO-OP Shared Banking Service

Outgoing Wire Transfers

To send a wire, please login to Online Banking , click on “Account Services” then click “Wire Transfer Request,” complete the form and submit your request. 

The following information is required for domestic outgoing wire transfers:

  • Purpose of wire
  • Beneficiary bank name
  • Beneficiary bank ABA/Routing Number
  • Beneficiary/recipient name
  • Beneficiary account number
  • Beneficiary physical mailing address
  • Special instructions

The following information is required for international wire transfers:

  • Country receiving funds
  • If applicable, international foreign currency amount
  • Purpose of wire
  • Beneficiary bank name (Overseas Bank Name)
  • Beneficiary bank SWIFT or BIC code (for the overseas bank)
  • Beneficiary bank address (Indicate branch name if applicable)
  • Beneficiary/recipient name
  • Beneficiary account number/IBAN
  • Beneficiary physical mailing address
  • Special instructions

What are the details?

  • Domestic outgoing wire transfers usually post to the account within one business day.
  • International wire transfers can take 3-10 business days to be posted by the overseas bank.
  • For your safety, SDFCU has security procedures in place for wire transfer requests. Multiple factors can increase the time required to process a request, such as insufficient information, verification measures for account security or the number of intermediary banks.
  • IBAN (International Bank Account Numbers) are used to identify individual bank accounts. SWIFT code/BIC codes are used to identify a specific bank during an international transaction.

For ways to save money on domestic wire transfers, visit our Member Exclusives page and see if you qualify for our Member Emeritus Program.

For more information, you can e-mail sdfcu@sdfcu.org, or call 703.706.5000 or 800.296.8882.




We know that visiting one of our branch offices might not be convenient for everyone. Because of this, we have partnered with the CO-OP Shared Branch Network and the CO-OP Shared ATM network so you can bank with SDFCU from just about anywhere at anytime.

Through the CO-OP Shared Branch Network

Visit one of 5,000+ shared branches near you to:

  • Pay your credit card bill
  • Make deposits
  • Withdrawals
  • Transfers between accounts
  • Account inquiries and other member transactions

Through the CO-OP Shared ATM Network

Visit nearly 30,000 Shared ATM locations near you to:

  • Cash withdrawals
  • Check your balance
  • Check and cash deposits at several CO-OP Network ATMs
  • Transfers among your SDFCU accounts

Change your Visa Debit Card PIN


Protect Your Estate with a Revocable Trust Account

Change your Debit Card PIN through Online Banking or by calling 866-985-2273.


Establishing a Revocable Trust Account ensures your wishes will be carried out correctly. Set up a Revocable Trust Account to:

  • Divide assets among your loved ones
  • Reduce probate and estate costs

Consult your attorney to prepare the necessary paperwork and then visit one of our branch offices, email us at sdfcu@sdfcu.org, or call our Member Service Center at 703.706.5000 or 800.296.8882 within the U.S.