Used Vehicle

APR low

New Vehicle

APR low

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Credit Card

APR low

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Home Equity

APR low

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APY up to

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Personal Loans

APR low

Secure Financing

Welcome to our Vehicle Buying Portal. We have assisted thousands of members with their vehicle purchases. From helping you research the right vehicle for you, providing calculators to help you determine how much you can afford, to securing your financing, we have you covered.

Auto Loans


Other Vehicle Boats and other recreational vehicles Loans

What are the details?

  • Extended fixed terms of up to 84 months
  • Auto Express Loan Check available for well-qualified applicants
  • Up to 125 percent financing for well-qualified buyers, vehicles over 100 percent will include a bump in rate
  • Financing for members located overseas

What are the details?

  • New and used financing
  • No down payment required (100 percent financing option includes taxes, title and tags)
  • No boat length restrictions
  • No application fee
  • Terms tailored to fit your needs
  • Financing for up to 144 months on boats used as primary residence valuing $25,000 or more
  • Financing for members stationed overseas

What are the rules?

  • Loan Payments = based on term and APR. (Ex. 60 monthly payments of $18.80 per $1,000 borrowed at a rate of 3.99 percent)
  • Classic/Antique vehicles are financed as personal loans at the personal loan rates

What are the rules?

  • Loan Payments = based on term and APR. (Ex. 60 monthly payments of $18.80 per $1,000 borrowed at a rate of 3.99 percent)
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New Car Search-Research and Compare

Shop for the vehicle of your dreams through the easy and free Edmonds’ search tool. Search by make and model and within your preferred price range.

Begin Your Vehicle Search

Enterprise Used Car Search

Search over one million used vehicles through Enterprise Car Sales. You will only be searching quality certified vehicles that have passed a rigorous 109-point inspection.

Search Inventory

Negotiate Price

Many of our affiliate member web sites can assist you with a vehicle loan as well as additional information, such as the purchase and insurance processes.

Auto Buying Services


No Haggle Pricing

SDFCU partners with car buying services to help you get competitive pricing without the hassle

United Buying Service

(For Members residing in Washington, D.C., Maryland, or Virginia area)

  • Lowest pre-negotiated vehicle pricing
  • Save on factory installed options
  • Free purchase audit

Learn more by calling 301-657-1920 (Washington, D.C. area) or 410-792-9070 (Baltimore area).

Visit USB

Enjoy the comfort of getting a quality certified used vehicle, while avoiding stressful negotiations with a sales person. Through Enterprise Car Sales, you have the ability to search with actual prices.


Find an Enterprise near you

Insure and Maintain

When the unexpected happens, knowing you’re covered provides the peace of mind you need. Protect yourself, your family and your investments with our array of insurance products.

TruStage Auto and Home Insurance


GAP Insurance

What are the details?

  • Preferred by the most credit unions and their members
  • Pay your bill, make changes to your policy, and report a claim with convenient e-service
  • Receive fast, easy access to claims service 24-hours a day
  • Obtain a free no obligation quote or locate an agent at the local Liberty Mutual sales office

What are the details?

  • Security, protection and peace of mind
  • All risk protection for new and used vehicles
  • Protection is provided for the term of your loan up to 84 months
  • Protection is applicable for vehicles valued up to $100,000 at time of purchase
  • Benefits are paid up to $50,000
  • $1,000 credit towards the financing of a replacement vehicle with SDFCU

*Complete terms and provisions are contained within each service agreement.


*Complete terms and provisions are contained within each service agreement.

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Mechanical Breakdown Insurance


What are the details?

  • Competitive rates compared to plans offered by many auto dealers
  • $0 deductible on all plans
  • Coverage available for any age vehicle
  • 24/7/365 Emergency Roadside Service
  • Towing and emergency travel expenses


*Complete terms and provisions are contained within each service agreement.


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Auto Loan Calculators