Advantage Checking Account

Advantage Checking from SDFCU is a great day-to-day checking account that earns interest, has fee reimbursements and easy account access. Plus, get benefits when you maintain a balance of $2,000.1

Features

You get so much more with an Advantage Checking Account: 

  • Earn interest1
  • Free VISA debit card with contactless chip
  • Up to $15.00 ATM/ISA fee reimbursements1
  • Access to nearly 30,000 free ATMs
  • Overdraft protection2
  • Free SDFCU standard checks
  • No fee for falling below the $2,000 balance
  • Check deposit through the SDFCU Mobile App
  • Cashback debit card rewards at popular retailers

Open an Account 

family on vacation

Benefits

foreign transaction fee
Earn Interest
calendar icon
No Monthly Fees
24 hour icon
24- Hour Account Access

Checking Rates

Products APY*
Advantage Checking** 0.45%
Privilege Checking*** 0.50%

 

Rates effective November 1, 2020

*Annual Percentage Yield (APY). Dividends calculated daily and credited monthly. Rates subject to change.

**Advantage Checking. $2,000 Minimum checking account balance. Personal accounts only. Dividends calculated daily. Minimum $200 Direct Deposit monthly. Ten posted Debit Card transactions by close of business on last day of the month. Must be signed up for Online Banking and eStatements.

***Privilege Checking. $25,000 Minimum checking account balance. Personal accounts only. Dividends calculated daily. Minimum $200 Direct Deposit monthly. Must be signed up for Online Banking and eStatements.

Disclosures

1To earn dividends and $15.00 monthly ATM/ISA Fee Reimbursement: you must maintain a $2,000 minimum checking account balance, make a minimum of $200 direct deposit monthly into your checking account, make ten debit card transactions per month, and be enrolled in SDFCU online banking and eStatements. Personal accounts only (no organizational accounts). Dividends calculated daily. 

2Overdraft protection will be activated for authorizations on your debit card. If there are not enough funds in your checking account at the time the transaction is authorized, a hold will be placed on your overdraft accounts to cover the charge. If funds are still not available when the transaction posts, overdraft protection will be activated. Overdraft transfers from Savings and Money Market Savings Accounts are limited to six per month, as required by Federal Regulation D. For more information call 800-296-8882 or 703-706-5000.