Banking Services

SDFCU offers its members a host of banking services, including account alerts, direct deposit, convenient ways to pay your loans and transfer money, foreign currency exchange, wire transfers both locally and internationally, and more.

Account Alerts

Set up text or email alerts about your account in online banking. Receive alerts for things like: low balance, large withdrawals, and payments due. You can also set up various transaction alerts for your credit cards in Online Banking. Log in.

person checking their bank account

 


Direct Deposit

To receive direct deposits, provide your employer with our ABA routing number 2560-7534-2 and your account number. Here’s a tip: A check can serve as a helpful tool in setting up direct deposit. Simply refer to the number at the bottom of the check. You can also refer to your account statements.

If you can’t remember your account number – call us at 703-706-5000 or 800-296-8882 or visit a branch location.

 


 

Order and Redeem Foreign Currency

Be prepared for your upcoming travel and avoid inflated airport or hotel currency exchange fees through our foreign currency exchange service. We are pleased to partner with Ezforex to offer you a safe and easy way to purchase foreign currencies for 100+ countries.

For specific rate and delivery information and to order your currency, visit a branch location or log in to Online Banking and select Account Services. 

 


Making Payments

There are many convenient ways you can pay your loans, transfer money between accounts, or pay outside institutions and service providers. Read about free Bill Payer, automatic transfers, phone payments and more ways to pay. 

woman on phone

Automatic and Regular Transfers

You can set up one-time or automatic transfers between your savings or checking accounts and to your loan or credit cards. You can also make payments from an outside bank account or by using your debit or credit card. Log in to Online Banking or the mobile app.

Bill Pay

Use our free Bill Payer service in Online Banking or the mobile app to manage your bills 24/7.

Benefits of Bill Payer include:

  • Manage billing all from one place
  • Set up automatic payments for monthly bills
  • Set up reminders and get confirmation
  • View your bill electronically
  • Easy-to-view payment history

Log in to Online Banking or the mobile app to get started.

Pay-By-Phone

You can pay bills or transfer money by calling 800-296-8882 or 703-706-5000. (Note: there are fees associated with this staff assisted phone service). We recommend using Online Banking or the mobile app as the best way to make payments.

Mail Payments

Your monthly loan statement contains your loan Account/ACH number and an attached payment coupon. Use your statement for reference if you choose to pay by mail. Visit payment mailing addresses.

 

friends hanging out

 


Wire Transfers 

Incoming

The following information is required for incoming wires:

State Department Federal Credit Union
1630 King Street
Alexandria, VA 22314

  • SDFCU routing number: 2560-7534-2
  • International incoming wires — use SWIFT Code SDFCUS33
  • Member name
  • Member account number
  • Complete mailing address
  • Originator's name

Timing:

All incoming wires received by 3:00PM ET will be credited on the same day. Wires received after that time will be processed on the next business day.

Domestic Outgoing

Log in to Online Banking and visit Account Services to access the wire transfer request form.

The following information is required for outgoing wires:

  • Purpose of wire
  • Beneficiary bank name
  • Beneficiary bank ABA/routing number
  • Beneficiary/recipient name
  • Beneficiary account number
  • Beneficiary physical mailing address
  • Special instructions

Timing:

Domestic outgoing wire transfers may take 1-2 business days to be posted by the receiving bank. For more information on the status of an outgoing wire, call 703-706-5000, 800-296-8882 or email wires@sdfcu.org

*For your security, SDFCU has procedures in place for wire transfer requests. Multiple factors may increase the time required to process a request, such as if insufficient information is received, if additional verification measures are warranted, or the number of intermediary banks.

International Outgoing

The following information is required for international wire transfers:

  • Country receiving funds
  • If applicable, international foreign currency amount
  • Purpose of wire
  • Beneficiary bank name (overseas bank name)
  • Beneficiary bank SWIFT or BIC code (for the overseas bank)
  • Beneficiary bank address (indicate branch name if applicable)
  • Beneficiary/recipient name
  • Beneficiary account number/IBAN (International Bank Account Number)
  • Beneficiary physical mailing address
  • Special instructions

Timing:

International wire transfers may take 3-10 business days to be posted by the overseas bank. For more information on the status of an outgoing wire, call 703-706-5000, 800-296-8882 or email wires@sdfcu.org.

*For your security, SDFCU has procedures in place for wire transfer requests. Multiple factors may increase the time required to process a request, such as if insufficient information is received, if additional verification measures are warranted, or the number of intermediary banks.