Membership

State Department Federal Credit Union (SDFCU) membership comes with access to low loan rates, free checking, rewards and many exclusive services.
SDFCU is a not-for-profit financial services provider serving over 80,000 members worldwide. Visit about us to learn more about SDFCU.
Join in Three Easy Steps
1
Check your Eligibility
Join via D.O.S. affiliation, association membership, family relation, and more.
2
Gather your Information
Home address, Social Security number, driver's license / identification card.
3
Open your Account
Membership starts with a Savings account. It takes $1 to open, which we'll provide. Apply online or in a branch.
Membership Perks
- Low-rate loans and high-yield savings
- Access to nearly 30,000 free ATMs nationwide through the CO-OP Network
- Undergraduate scholarship competition eligibility
- Credit card and debit card rewards
- Mobile app access with mobile check deposit
- Free notary services at all branch locations

Foreign Service, Traveling, and Living Overseas
- ATM and foreign transaction fee reimbursement options on checking accounts
- Mortgage loan while living overseas and finance as a primary home
- Auto financing available even if car is garaged overseas
- No foreign transaction fees on any of our credit card options
- Competitively low wire transfer fees

Resources & Services
- Investment services
- Trusted real estate partnership
- Car-buying resources
- Life, home, auto and AD&D insurance options
- Free credit score access online or on our mobile app
- Coindexter Club youth financial education
