Platinum Rewards Credit Card
Our Platinum Rewards Credit Card is our lowest rate card option, while you earn point rewards and avoid fees. Credit line starts at $500 and goes up to $100,000.
Features
- Low Rate
- Earn Flexpoint Rewards - 1 point for every $1 spent
- 25-day grace period on purchases
- Visa card benefits like Travel and Emergency Assistance Services and Lost Luggage Reimbursement
- Join SDFCU and apply at the same time
- Contactless chip technology
Benefits
Credit Card Rates
| Products | APR* |
|---|---|
| Premium Cash Back+ Credit Card | 9.24% - 15.24% |
| Platinum Rewards Credit Card | 6.99% - 14.99% |
| Savings Secured Credit Card | 11.99% |
Rates effective November 1, 2020
Annual Percentage Rate (APR) based on evaluation of applicant's credit. Your actual APR will be within the stated range and will be disclosed at the time of disbursement. Unless otherwise stated rates subject to change monthly.
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How Contactless Cards Work
1. Look
Find the Contactless Symbol at Checkout
2. Tap
Tap your contactless card on the checkout terminal
3. Go
Your payment is processed in seconds!*
Start tapping today!
*The merchant may ask you to sign or enter your PIN. The Contactless Symbol and Contactless Indicator are trademarks owned by and used with permission of EMVCo, LLC.
Mobile Wallet
Disclosures
Wherever you see this payment icon 
, you can enjoy an easy, smart and secure online checkout experience. To make a purchase, you’ll no longer have to enter 16-digit primary account numbers, look up passwords or fill out long forms. Enjoy this new experience to pay with your Visa cards when you see this icon where Visa is accepted.