Visa Platinum Credit Card

Our Visa Platinum Credit Card is our lowest rate card option, while you earn point rewards and avoid fees. Credit line starts at $500 and goes up to $100,000.


  • Low Rate
  • Earn Flexpoint Rewards - 1 point for every $1 spent
  • 25-day grace period on purchases
  • Visa Platinum benefits like Travel and Emergency Assistance Services and Lost Luggage Reimbursement
  • Join SDFCU and apply at the same time

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sdfcu platinum rewards credit card


annual fee
No Annual Fee
foreign transaction fee
No Foreign Transaction Fee
balance transfer
No Balance Transfer Fee

Credit Card Rates

Products APR*
Premium Cash Back+ Credit Card 9.24% - 15.24%
Visa Platinum Credit Card 6.99% - 14.99%
Savings Secured Credit Card 11.99%


Rates effective July 1, 2020

Annual Percentage Rate (APR) based on evaluation of applicant's credit. Your actual APR will be within the stated range and will be disclosed at the time of disbursement. Unless otherwise stated rates subject to change monthly.

Mobile Wallet


Load your SDFCU credit card to your mobile wallet. This is a secure and easy way to make a purchase with just one click or tap of your smartphone. 



apple pay



samsung pay



visa checkout



google pay







View credit card disclosures.

Wherever you see this payment icon newonlinecheckoutlogo, you can enjoy an easy, smart and secure online checkout experience. To make a purchase, you’ll no longer have to enter 16-digit primary account numbers, look up passwords or fill out long forms. Enjoy this new experience to pay with your Visa cards when you see this icon newonlinecheckoutlogo where Visa is accepted.